Disclosures.

This page sets out important disclosures about the nature of the services Toulios Wealth Management Pty Ltd (“Toulios”) provides, and the limits of any information on this website. It is intended to be clear, prominent, and easy to find.

By using this website, our tools (including the AI Readiness Scorecard) or any of our services, you acknowledge that you have read and understood the disclosures below.

Toulios Advisory Group (a trading name of Toulios Wealth Management Pty Ltd) is a private Australian management consulting firm. Our business activity is classified under ANZSIC code M696299, Management Advice and Related Consulting Services (n.e.c.). The firm is structured as four divisions: Toulios Growth Systems (flagship), Toulios Financial Strategy, Toulios Revenue & Sales, and Toulios Operations.

We are not a broker, dealer, fund manager, financial planner, accountant, lawyer or licensed financial adviser. We do not deal in or arrange financial products. We do not custody client assets. We do not execute trades. We do not provide brokerage or any other regulated financial service.

Toulios does not hold, and is not authorised under, an Australian Financial Services Licence (AFSL). The services we provide do not fall within the licensed activities regulated by the Australian Securities and Investments Commission (ASIC) under Chapter 7 of the Corporations Act 2001 (Cth).

If you require financial product advice, dealing or brokerage, you must engage a separate AFSL-holder or authorised representative.

All content on this website, including text, frameworks, scorecards, case studies, downloads, and any commentary, is general information only and is provided for educational and informational purposes.

Nothing on this website constitutes:

• Financial product advice (whether personal or general) as defined under the Corporations Act.
• A recommendation to buy, sell, hold or otherwise transact in any financial product.
• An offer or solicitation of any security, fund, investment scheme or financial product.
• Tax, accounting or legal advice.

Information on this website does not take into account your objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for you and seek independent professional advice from a suitably qualified, licensed adviser.

Any case studies, client examples, metrics or outcomes referenced on this website are anonymised and indicative. They are based on real engagements but have been summarised and, in some cases, generalised for the purposes of illustration.

Outcomes vary by engagement. We do not represent or guarantee that you will obtain similar outcomes from working with us.

References to third-party tools (e.g., Microsoft Power BI), platforms or service providers are used solely for descriptive purposes and do not imply endorsement or partnership unless explicitly stated.

Where our materials contain forward-looking statements, projections, targets, scenarios, illustrative models, these are based on assumptions that may prove inaccurate. Actual results may differ materially. We do not undertake to update forward-looking statements to reflect later events.

From time to time, our principals may hold personal investments in listed or private companies. Where there is a meaningful risk that such a holding could create a conflict with an engagement, we will disclose it before accepting the engagement and, where appropriate, decline the work or implement an appropriate management protocol.

Information on this website is intended for an Australian audience. We make no representation that the content is appropriate for use in other jurisdictions. If you access this website from outside Australia, you do so at your own initiative and are responsible for compliance with local laws.

If anything on this page is unclear, please reach out via the Contact page or at hello@touliosWealth.com.